Property Loans


How To Use Your Property To Get A Loan

If your property is bond-free we are able to assist with a loan against it but the minimum qualifying criteria is as follows:

  • It has to be worth at least R850,000
  • Minimum loan amount of R100,000
  • Maximum repayment period is 6 months
  • Applications can only be done in the name of a CC, a Company, or a Trust
  • The loan can only be used for business purposes
arrow-right

Enquire About Our Asset Loans:

Enter your details below. Please note we only give loans against paid up assets that people already own. We unfortunately do not offer PERSONAL LOANS!

Please select the asset you own:
NB: NO PERSONAL LOANS

How To Use Your Property To Get A Loan


If your property is paid off or bond-free, we are able to assist with a loan against your property. You will be able to continue using the property as per normal so the loan will not affect the use of the property in any way.

house-3

All Your Questions Answered:


What is the minimum criteria for my loan application to be considered?
  • Property has to be worth over R850,000.00
  • Minimum loan amount of R100,000.00
  • Applications can only be done in the name of a Company, a CC or a Trust
  • No applications can be done under a personal name
  • The loan can only be used for Business purposes
  • Maximum repayment period is 6 months
Will my credit history affect the loan?

It doesn’t matter what your credit rating is, we look at the security i.e. is there enough value in the security in the property to cover the loan amount and its interest.

What is the average period over which the loan will be granted?

Contractually 3 to 4 months, but if you elect to pay your interest monthly then we will continue to “extend” your loan on a month to month basis by agreement.

What fees are involved in the transactions?

The bond registration fees depend on the size of the bond. Fill in our contact form for more information on the bond registration fees. Other costs include R2500-00 contract fee and R342-00 per payment made or received. Interest is calculated daily only on the outstanding amount and interest will be compounded monthly if it is not paid.

What securities would be considered as surety on the applications?

Primarily immovable property and we do consider a JSE share portfolio etc. but we do not consider policies.

More Question? Ask us!

If you cannot find the answer to a question you might have for us here, enquire today and we will gladly assist. Complete the form and get in touch today.