Do You Need An Asset Loan?


Applying with us is extremely simple and hassle free. Apply for a loan from as little as R5,000 all the way up to R500,000 and get approved and paid within hours!

“Thanks to Geom for the R10,000 loan that went towards my son’s school fees. You really helped me keep a good relationship with my child’s school.”
Themba - Johannesburg
“As a small business owner, the R23,000 advance enabled me to pay all my workers last month… Thank you!”
De Wet - Garsfontein
“Thank you for helping me refinance my Hyundai i10 and saving me over R480 on my monthly installment.”
Carol - Pretoria North
“My car was so filthy when I pawned it with you, thank you so much for the spotlessly clean car that was returned to me.”
Simone - Centurion
“With my hectic work schedule, I really appreciated the fact that you were able to help me on the Saturday.”
Lucky - Midrand
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Enquire About Our Asset Loans:

Enter your details below and we will contact you. Your only qualifying requirement is the value of the asset against which the loan will be taken.

How Do Asset Loans Work?


You may have the collateral you need for a short-term loan without even knowing it.

Instead of applying for a traditional loan, we have an easier and quicker alternative. Asset loans allow you to use your assets to secure a loan.

Asset loans are perfect for individuals and businesses that need immediate funds. Instead of going to a bank, which usually has specific requirements, you can get cash by borrowing money against your assets. The loan can be secured by various assets, including vehicles, jewlery, property and other assets. Your assets are taken as surety and safely stored. Once you’ve payed back your loan, your assets are returned to you.  

Fill in the form above

Bring your asset for valuation

Receive loan

Assets That We Accept:


The Loan Company uses primarily the following movable assets as surety for your loan. The more valuable the asset, the higher loan you can obtain:

  • Cars
  • Motorcycles
  • Bakkies
  • Jewellery
  • Properties
  • Other Assets

Loan Example for R 20,000 on a VW Polo:


Loan Amount
R 20 000
Repayment Period
90 days
Storage & Insurance of the asset for 3 months
R 4 500
Valuation fee, contract fee & bank charges – Once off cost
R 1 000
Monthly Interest for the 3 months
R 1 000 x 3 months (5% per month)
APR
36% - 60%
Total Repayment for the 3 months
R 28 500
Loan Amount Repayment Period Storage & Insurance of the asset for 3 months Valuation fee, contract fee & bank charges – Once off cost Monthly Interest for the 3 months APR Total Repayment for the 3 months
R 20 000 90 days R 4 500 R 1 000 R 1 000 x 3 months (5% per month) 36% – 60% R 28 500
  • Minimum repayment period of 61 – 90 days
  • APR (Annual Percentage Rate) of 36% – 60% / Monthly Interest Rate of 5%

Why Use The Loan Company:


Our aim is to assist individuals and companies that are seeking quick turnaround solutions for immediate and flexible short term loan solutions or bridging finance.

As an independent company, all our funding is generated by our shareholders. The benefit of this to our clients is that your only qualifying requirement is the value of the asset against which the loan will be taken. Whether you want to pawn your car title for cash, or take a loan against an asset, The Loan Company can help.

  • The Loan Company is a privately owned and registered credit provider.
  • The application process is extremely simple and hassle free.
  • Your loan can be approved and paid out to you within hours.
  • We will beat any written quote. Guaranteed! (Ts & Cs apply)
  • We handle each client with the utmost confidentiality as we respect your privacy.
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